Loan And Financing Disputes And Litigation Attorneys In New York
Last updated on March 18, 2026
Financial disputes often involve a significant power imbalance. When you are up against a major bank or a sophisticated lender, the pressure can feel overwhelming. You need a trial-ready legal team that understands the intricate rules of banking, securities and the aggressive nature of financial lawsuits.
At Desai, Raveica, Raveica & Arshad, P.C., our credit dispute attorneys in New York are familiar with these elements and the relevant institutions involved. Our firm brings decades of combined experience to the courtroom, providing the meticulous, aggressive defense and prosecution required to protect your assets and your corporate reputation.
Prosecuting And Defending Loan And Financing Disputes In New York
We represent businesses and high net worth individuals in complex conflicts with financial entities. Our team deconstructs lending agreements to identify the strongest legal paths for our clients. We handle high-stakes matters involving:
- Breach of loan covenants: Litigation over commercial loan agreements, promissory notes and failures to meet financial representations
- Lender liability: Prosecuting claims against banks for predatory lending, misrepresentation or wrongful foreclosure
- Securities litigation: High-stakes disputes related to investment fraud, broker-dealer misconduct and compliance issues.
- Debt restructuring and workout disputes: Aggressive negotiations or trials regarding complex commercial loans
- Guarantor liability: Protecting entrepreneurs facing individual financial risk
- Regulatory compliance disputes: Litigation related to the Uniform Commercial Code (UCC) and federal banking laws
Whether you are prosecuting a claim for lender misconduct or defending against a wrongful foreclosure, we provide a decisive litigation strategy.
Questions Clients Are Asking About Loan And Financing Disputes
The finance industry is highly regulated and litigious. Below, we provide answers to common questions regarding financial disputes.
What is the difference between a loan default and a breach of a loan agreement?
A default usually refers specifically to failing to pay on time. A breach is broader and can include failing to maintain certain financial ratios that the contract requires.
How should I handle a default notice from my bank?
You must act immediately. Review the notice with an attorney to see if the bank followed the correct procedure and to determine if you have time to fix the issue.
What is lender liability, and do I have a case?
Lender liability occurs when a bank treats a borrower unfairly or acts in bad faith. If a bank suddenly pulled your credit line without cause or misled you about terms, you may have a strong cause of action for a lawsuit.
Does your firm handle disputes involving the UCC?
Yes. We have significant experience with regulatory enforcement, specifically involving the UCC which governs most commercial transactions.
What is the difference between a workout and litigation in a loan dispute?
A workout is a negotiated settlement where the parties involved change the terms of the loan to avoid court. Litigation is a formal lawsuit that can occur when negotiations fail.
Protect Your Finances With The Help Of Desai, Raveica, Raveica & Arshad, P.C.
In high-stakes financial disputes, you deserve a legal team that prioritizes aggressive advocacy and courtroom precision. We do not rely on standard legal playbooks; we build trial-ready strategies for every client facing a financial crisis or a complex lawsuit.
We tackle the most difficult financing disputes with a total focus on our clients’ professional and financial interests. Contact us today at 332-251-0108 or fill out this form to see how we can protect your finances.
